Steven C. Fraser, Esq.

Steven C. Fraser is a bankruptcy and consumer protection attorney admitted to practice in both Washington DC and Florida. For more than 25 years, he has represented individuals facing unmanageable debt, aggressive debt collectors, and credit reporting errors. His practice is built on direct, personal representation — every client works with Attorney Fraser from the first call through case resolution.

Steve launched his legal career with an impressive start, serving as a law clerk for the Chief Judge of Baltimore City. From there, he rocketed into the high-stakes world of elite international law firms in Washington, DC, where he became a key player in some of the largest, most complex mergers and acquisitions of the late 1990s and early 2000s. In the adrenaline-fueled atmosphere of billion-dollar deals, Steve helped orchestrate massive corporate battles and groundbreaking transactions that reshaped entire industries, navigating intense negotiations, razor-sharp strategy sessions, and the electric energy of Wall Street-level power plays during one of the most dynamic eras in modern business history.

Attorney Fraser concentrates on Chapter 7 liquidation and Chapter 13 repayment plans filed in the U.S. Bankruptcy Court for the District of Columbia and the three federal bankruptcy courts in Florida. He also litigates affirmative claims under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) when creditors, debt buyers, or credit bureaus violate the law.

A significant portion of Attorney Fraser's DC practice involves defending consumers sued by debt buyers and collection agencies in DC Superior Court Calendar 18 — the dedicated calendar for debt collection cases. He regularly appears against Midland Credit Management, Portfolio Recovery Associates, LVNV Funding, and similar entities, challenging standing, statute of limitations, and procedural defects.

Attorney Fraser earned his B.A. from California State University in 1987 and has maintained active bar memberships in both Florida and the District of Columbia throughout his career. He is a Florida Supreme Court Certified Mediator (DFS #37256 CFR), bringing mediation skills to negotiation and case resolution.

All DC consultations and representation are handled virtually by phone or video. No office visit is required. Same-week consultation appointments are typically available.